St. Matthews, Kentucky Real Estate & Homes for Sale

Suburban city • Population: 18,025 • 38 miles from Fort Knox

Licensed Realtor #221716 • Equal Housing Opportunity

18,025

Population

$335k

Median Home Price

$73k

Median Income

2.9%

Unemployment

8.5/10

School Rating

5.2%

Annual Growth

About St. Matthews, Kentucky

St. Matthews is a thriving suburban community located in Jefferson County, Kentucky, approximately 38 miles from Fort Knox military installation. With a population of 18,025 residents, St. Matthews offers suburban comfort with easy access to metropolitan areas.

Real Estate Market Overview

The St. Matthews real estate market presents excellent opportunities for homebuyers and investors. With a median home price of $335,000, properties here provide solid value in today's market. The market has shown 5.2% year-over-year growth, indicating strong appreciation potential.

St. Matthews benefits from its location within Jefferson County's diverse economic landscape. The median household income of $72,541 supports a strong local economy with an unemployment rate of just 2.9%.

Employment and Economy

St. Matthews's economy is anchored by major employers including Baptist Health, Norton Healthcare, Retail centers, providing diverse employment opportunities across multiple sectors. The city's strategic location within Jefferson County provides access to the broader regional economy while maintaining its distinct local character.

Education and Schools

Education is a priority in St. Matthews, with schools earning an average rating of 8.5 out of 10. The area is served by Jefferson County Public Schools, which has earned a "Progressing" rating. The district serves 96,000 students across 136 schools.

Neighborhoods and Communities

St. Matthews encompasses several distinct neighborhoods, each offering unique characteristics and housing options. Popular areas include St. Matthews, offering everything from Suburban settings to Suburban environments. Whether you're seeking a starter home, family residence, or retirement property, St. Matthews's varied neighborhoods provide options for every lifestyle and budget.

Location and Accessibility

Strategically located 38 miles from Fort Knox, St. Matthews offers convenient access to major employment centers while maintaining its distinct community identity. The reasonable distance to Fort Knox allows for comfortable commuting while enjoying more affordable housing options. The city is part of the hot Jefferson County real estate market, benefiting from regional growth and development initiatives.

Crime and Safety

With a crime index of 65 (where 100 represents the national average), St. Matthews is considered very safe compared to national standards. Local law enforcement works closely with residents to maintain neighborhood security and quality of life.

Lifestyle and Amenities

Living in St. Matthews means enjoying suburban conveniences with parks, shopping, dining, and family-friendly activities. The city's Healthcare, Logistics, Manufacturing, Finance sectors contribute to a diverse and resilient local economy, supporting various businesses and services that enhance residents' quality of life.

Housing Styles and Options

The St. Matthews housing market features diverse architectural styles and property types to suit various preferences and budgets. From affordable starter homes in the $201k range to executive properties exceeding $670k, buyers can find options that match their needs. Popular home styles include single-family detached houses, townhomes, and new construction in planned communities.

Investment Potential

Real estate in St. Matthews represents strong investment potential with robust appreciation. The 5.2% annual housing growth rate, combined with the area's economic fundamentals including 2.9% unemployment and $72,541 median income, creates favorable conditions for both homeowners and investors.

Popular Neighborhoods in St. Matthews

St. Matthews

Suburban

Established suburban area with excellent shopping and dining

Median Price: $275,000

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School Districts Serving St. Matthews

Jefferson County Public Schools

Public District

Enrollment: 96,000 students

Rating: Progressing

Graduation Rate: 82.5%

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Nearby Cities in Jefferson County

Lyndon

Suburban • 39 mi from Fort Knox

Population: 11,002

Median Home: $285,000

View City →

Jeffersontown

Suburban • 40 mi from Fort Knox

Population: 28,474

Median Home: $225,000

View City →

Louisville

Urban • 35 mi from Fort Knox

Population: 633,045

Median Home: $245,000

View City →

Middletown

Suburban • 42 mi from Fort Knox

Population: 7,874

Median Home: $215,000

View City →

Frequently Asked Questions About St. Matthews Real Estate

What is the average home price in St. Matthews?

The median home price in St. Matthews is approximately $335,000. Home prices typically range from $201k to $503k depending on size, location, and features.

Is St. Matthews a good place to live for military families?

St. Matthews is 38 miles from Fort Knox, offering a reasonable commute for those seeking affordable housing options while maintaining base access.

What are the best neighborhoods in St. Matthews?

Popular neighborhoods include St. Matthews. Each offers unique characteristics, from Suburban to Suburban settings.

How do I get pre-qualified for a home loan in St. Matthews?

To get pre-qualified (not pre-approved) for a home loan in St. Matthews, contact our team at 270-982-5330. We'll help you understand your buying power and connect you with trusted mortgage professionals. Pre-qualification is an estimate of what you might be able to borrow, not a guarantee of loan approval.

Important Credit Disclosure

This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA) Section 604. We do not provide consumer reports and are not a credit repair organization. The information provided is for educational purposes only. For official credit reports, please visit annualcreditreport.com, the only authorized website for free credit reports under federal law.