Radcliff, Kentucky Real Estate & Homes for Sale

Military city • Population: 23,042 • 5 miles from Fort Knox

Licensed Realtor #221716 • Equal Housing Opportunity

23,042

Population

$195k

Median Home Price

$49k

Median Income

3.5%

Unemployment

7/10

School Rating

4.8%

Annual Growth

About Radcliff, Kentucky

Radcliff is a thriving military community located in Hardin County, Kentucky, approximately 5 miles from Fort Knox military installation. With a population of 23,042 residents, Radcliff offers strong military community connections and support services.

Real Estate Market Overview

The Radcliff real estate market presents excellent opportunities for homebuyers and investors. With a median home price of $195,000, properties here offer exceptional value for first-time buyers. The market has shown 4.8% year-over-year growth, indicating steady market stability.

Radcliff benefits from its location within Hardin County's diverse economic landscape. The median household income of $48,926 supports a growing local economy with an unemployment rate of just 3.5%.

Employment and Economy

Radcliff's economy is anchored by major employers including Fort Knox, Lincoln Trail District Health, providing diverse employment opportunities across multiple sectors. The proximity to Fort Knox (just 5 miles away) makes Radcliff an ideal location for military families and defense contractors, with many residents commuting to the base for work. The city's strategic location within Hardin County provides access to the broader regional economy while maintaining its distinct local character.

Education and Schools

Education is a priority in Radcliff, with schools earning an average rating of 7 out of 10. The area is served by Hardin County Schools, which has earned a "Proficient" rating. The district serves 15,000 students across 20 schools.

Neighborhoods and Communities

Radcliff encompasses several distinct neighborhoods, each offering unique characteristics and housing options. Popular areas include Radcliff North, Radcliff South, offering everything from Suburban settings to Suburban environments. Whether you're seeking a starter home, family residence, or retirement property, Radcliff's varied neighborhoods provide options for every lifestyle and budget.

Location and Accessibility

Strategically located 5 miles from Fort Knox, Radcliff offers convenient access to major employment centers while maintaining its distinct community identity. The short commute to Fort Knox makes it extremely popular with military personnel and civilian employees. The city is part of the hot Hardin County real estate market, benefiting from regional growth and development initiatives.

Crime and Safety

With a crime index of 90 (where 100 represents the national average), Radcliff maintains safety levels better than the national average. Local law enforcement works closely with residents to maintain neighborhood security and quality of life. The military presence contributes to enhanced security and community stability.

Lifestyle and Amenities

Living in Radcliff means enjoying a unique blend of amenities suited to the community's character. The city's Military, Healthcare, Manufacturing, Retail sectors contribute to a diverse and resilient local economy, supporting various businesses and services that enhance residents' quality of life.

Housing Styles and Options

The Radcliff housing market features diverse architectural styles and property types to suit various preferences and budgets. From affordable starter homes in the $117k range to executive properties exceeding $390k, buyers can find options that match their needs. Popular home styles include single-family detached houses, townhomes, and new construction in planned communities.

Investment Potential

Real estate in Radcliff represents steady investment opportunities with consistent growth. The 4.8% annual housing growth rate, combined with the area's economic fundamentals including 3.5% unemployment and $48,926 median income, creates favorable conditions for both homeowners and investors. The military presence at nearby Fort Knox provides rental demand stability.

Popular Neighborhoods in Radcliff

Radcliff North

Suburban

Family-friendly neighborhood popular with military families from Fort Knox

Median Price: $195,000

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Radcliff South

Suburban

Established area with mature trees and affordable homes near Fort Knox

Median Price: $175,000

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School Districts Serving Radcliff

Hardin County Schools

Public District

Enrollment: 15,000 students

Rating: Proficient

Graduation Rate: 88.5%

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Elizabethtown Independent Schools

Independent District

Enrollment: 2,800 students

Rating: Proficient

Graduation Rate: 90.5%

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ZIP Codes in Radcliff

ZIP 42754

Fort Knox Adjacent

Suburban Area

Population: 23,456

Median Income: $45,600

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Nearby Cities in Hardin County

Fort Knox

Military • 0 mi from Fort Knox

Population: 12,087

Median Home: $180,000

View City →

Vine Grove

Small Town • 10 mi from Fort Knox

Population: 6,234

Median Home: $185,000

View City →

Rineyville

Rural • 12 mi from Fort Knox

Population: 3,028

Median Home: $225,000

View City →

Elizabethtown

Small Town • 15 mi from Fort Knox

Population: 31,394

Median Home: $235,000

View City →

Frequently Asked Questions About Radcliff Real Estate

What is the average home price in Radcliff?

The median home price in Radcliff is approximately $195,000. Home prices typically range from $117k to $293k depending on size, location, and features.

Is Radcliff a good place to live for military families?

Yes, Radcliff is an excellent choice for military families, located just 5 miles from Fort Knox. The community has strong military support services and many residents work at the base.

What are the best neighborhoods in Radcliff?

Popular neighborhoods include Radcliff North, Radcliff South. Each offers unique characteristics, from Suburban to Suburban settings.

How do I get pre-qualified for a home loan in Radcliff?

To get pre-qualified (not pre-approved) for a home loan in Radcliff, contact our team at 270-982-5330. We'll help you understand your buying power and connect you with trusted mortgage professionals. Pre-qualification is an estimate of what you might be able to borrow, not a guarantee of loan approval.

Important Credit Disclosure

This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA) Section 604. We do not provide consumer reports and are not a credit repair organization. The information provided is for educational purposes only. For official credit reports, please visit annualcreditreport.com, the only authorized website for free credit reports under federal law.