Richmond, Kentucky Real Estate & Homes for Sale

Urban city • Population: 35,894 • 95 miles from Fort Knox

Licensed Realtor #221716 • Equal Housing Opportunity

35,894

Population

$195k

Median Home Price

$42k

Median Income

4.5%

Unemployment

6.8/10

School Rating

5.2%

Annual Growth

About Richmond, Kentucky

Richmond is a thriving urban community located in Madison County, Kentucky, approximately 95 miles from Fort Knox military installation. With a population of 35,894 residents, Richmond offers urban conveniences and cultural amenities.

Real Estate Market Overview

The Richmond real estate market presents excellent opportunities for homebuyers and investors. With a median home price of $195,000, properties here offer exceptional value for first-time buyers. The market has shown 5.2% year-over-year growth, indicating strong appreciation potential.

As the county seat of Madison County, Richmond serves as the governmental and economic center of the region, providing additional stability and amenities to residents. The median household income of $42,156 supports a growing local economy with an unemployment rate of just 4.5%.

Employment and Economy

Richmond's economy is anchored by major employers including Eastern Kentucky University, Baptist Health, Hitachi, providing diverse employment opportunities across multiple sectors. The city's strategic location within Madison County provides access to the broader regional economy while maintaining its distinct local character.

Education and Schools

Education is a priority in Richmond, with schools earning an average rating of 6.8 out of 10. The area is served by Madison County Schools, which has earned a "Proficient" rating. The district serves 10,500 students across 14 schools.

Neighborhoods and Communities

Richmond encompasses several distinct neighborhoods, each offering unique characteristics and housing options. Popular areas include Downtown Richmond, offering everything from College Town Urban settings to College Town Urban environments. Whether you're seeking a starter home, family residence, or retirement property, Richmond's varied neighborhoods provide options for every lifestyle and budget.

Location and Accessibility

Strategically located 95 miles from Fort Knox, Richmond offers convenient access to major employment centers while maintaining its distinct community identity. While further from Fort Knox, the city offers its own employment opportunities and lifestyle advantages. The city is part of the growing Madison County real estate market, benefiting from regional growth and development initiatives.

Crime and Safety

With a crime index of 100 (where 100 represents the national average), Richmond has typical safety considerations for a city of its size. Local law enforcement works closely with residents to maintain neighborhood security and quality of life.

Lifestyle and Amenities

Living in Richmond means enjoying urban amenities including shopping centers, restaurants, entertainment venues, and cultural attractions. The city's Education, Healthcare, Manufacturing, Tourism sectors contribute to a diverse and resilient local economy, supporting various businesses and services that enhance residents' quality of life.

Housing Styles and Options

The Richmond housing market features diverse architectural styles and property types to suit various preferences and budgets. From affordable starter homes in the $117k range to executive properties exceeding $390k, buyers can find options that match their needs. Popular home styles include single-family detached houses, townhomes, condominiums, and historic renovations.

Investment Potential

Real estate in Richmond represents strong investment potential with robust appreciation. The 5.2% annual housing growth rate, combined with the area's economic fundamentals including 4.5% unemployment and $42,156 median income, creates favorable conditions for both homeowners and investors.

Popular Neighborhoods in Richmond

Downtown Richmond

College Town Urban

College town center near Eastern Kentucky University

Median Price: $165,000

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School Districts Serving Richmond

Madison County Schools

Public District

Enrollment: 10,500 students

Rating: Proficient

Graduation Rate: 87.9%

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ZIP Codes in Richmond

ZIP 40475

EKU Campus

Urban Area

Population: 34,567

Median Income: $38,900

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ZIP 40476

Richmond

Suburban Area

Population: 8,234

Median Income: $52,300

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Nearby Cities in Madison County

Berea

Small Town • 100 mi from Fort Knox

Population: 15,924

Median Home: $185,000

View City →

Frequently Asked Questions About Richmond Real Estate

What is the average home price in Richmond?

The median home price in Richmond is approximately $195,000. Home prices typically range from $117k to $293k depending on size, location, and features.

Is Richmond a good place to live for military families?

Richmond is 95 miles from Fort Knox, offering more distance for those seeking a different lifestyle while enjoying local opportunities.

What are the best neighborhoods in Richmond?

Popular neighborhoods include Downtown Richmond. Each offers unique characteristics, from College Town Urban to College Town Urban settings.

How do I get pre-qualified for a home loan in Richmond?

To get pre-qualified (not pre-approved) for a home loan in Richmond, contact our team at 270-982-5330. We'll help you understand your buying power and connect you with trusted mortgage professionals. Pre-qualification is an estimate of what you might be able to borrow, not a guarantee of loan approval.

Important Credit Disclosure

This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA) Section 604. We do not provide consumer reports and are not a credit repair organization. The information provided is for educational purposes only. For official credit reports, please visit annualcreditreport.com, the only authorized website for free credit reports under federal law.