Scottsville, Kentucky Real Estate & Homes for Sale

Small Town city • Population: 4,565 • 85 miles from Fort Knox

Licensed Realtor #221716 • Equal Housing Opportunity

4,565

Population

$145k

Median Home Price

$38k

Median Income

4.5%

Unemployment

6.5/10

School Rating

2.2%

Annual Growth

About Scottsville, Kentucky

Scottsville is a thriving small town community located in Allen County, Kentucky, approximately 85 miles from Fort Knox military installation. With a population of 4,565 residents, Scottsville offers a unique blend of Kentucky hospitality and modern amenities.

Real Estate Market Overview

The Scottsville real estate market presents excellent opportunities for homebuyers and investors. With a median home price of $145,000, properties here offer exceptional value for first-time buyers. The market has shown 2.2% year-over-year growth, indicating steady market stability.

As the county seat of Allen County, Scottsville serves as the governmental and economic center of the region, providing additional stability and amenities to residents. The median household income of $38,234 supports a growing local economy with an unemployment rate of just 4.5%.

Employment and Economy

Scottsville's economy is anchored by major employers including Dollar General, Small manufacturing, providing diverse employment opportunities across multiple sectors. The city's strategic location within Allen County provides access to the broader regional economy while maintaining its distinct local character.

Education and Schools

Education is a priority in Scottsville, with schools earning an average rating of 6.5 out of 10. The area is served by Allen County Schools, which has earned a "Proficient" rating. The district serves 3,000 students across 4 schools.

Neighborhoods and Communities

Scottsville encompasses several distinct neighborhoods, each offering unique characteristics and housing options. The city features diverse residential areas ranging from historic districts to new developments. Whether you're seeking a starter home, family residence, or retirement property, Scottsville's varied neighborhoods provide options for every lifestyle and budget.

Location and Accessibility

Strategically located 85 miles from Fort Knox, Scottsville offers convenient access to major employment centers while maintaining its distinct community identity. While further from Fort Knox, the city offers its own employment opportunities and lifestyle advantages. The city is part of the stable Allen County real estate market, benefiting from regional growth and development initiatives.

Crime and Safety

With a crime index of 70 (where 100 represents the national average), Scottsville is considered very safe compared to national standards. Local law enforcement works closely with residents to maintain neighborhood security and quality of life.

Lifestyle and Amenities

Living in Scottsville means enjoying a unique blend of amenities suited to the community's character. The city's Retail, Manufacturing, Agriculture sectors contribute to a diverse and resilient local economy, supporting various businesses and services that enhance residents' quality of life.

Housing Styles and Options

The Scottsville housing market features diverse architectural styles and property types to suit various preferences and budgets. From affordable starter homes in the $87k range to executive properties exceeding $290k, buyers can find options that match their needs. Popular home styles include single-family detached houses, townhomes, and new construction in planned communities.

Investment Potential

Real estate in Scottsville represents steady investment opportunities with consistent growth. The 2.2% annual housing growth rate, combined with the area's economic fundamentals including 4.5% unemployment and $38,234 median income, creates favorable conditions for both homeowners and investors.

School Districts Serving Scottsville

Allen County Schools

Public District

Enrollment: 3,000 students

Rating: Proficient

Graduation Rate: 91.4%

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ZIP Codes in Scottsville

ZIP 42164

Scottsville

Rural Area

Population: 4,565

Median Income: $38,900

Explore ZIP →

Frequently Asked Questions About Scottsville Real Estate

What is the average home price in Scottsville?

The median home price in Scottsville is approximately $145,000. Home prices typically range from $87k to $218k depending on size, location, and features.

Is Scottsville a good place to live for military families?

Scottsville is 85 miles from Fort Knox, offering more distance for those seeking a different lifestyle while enjoying local opportunities.

What are the best neighborhoods in Scottsville?

Scottsville offers various residential areas suited to different lifestyles and budgets.

How do I get pre-qualified for a home loan in Scottsville?

To get pre-qualified (not pre-approved) for a home loan in Scottsville, contact our team at 270-982-5330. We'll help you understand your buying power and connect you with trusted mortgage professionals. Pre-qualification is an estimate of what you might be able to borrow, not a guarantee of loan approval.

Important Credit Disclosure

This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA) Section 604. We do not provide consumer reports and are not a credit repair organization. The information provided is for educational purposes only. For official credit reports, please visit annualcreditreport.com, the only authorized website for free credit reports under federal law.